Savings & Investments

APS Savings is pleased to offer a fixed term investment product APS Notes. Consider an APS Savings Term Investment as part of your investment portfolio. APS Savings Ltd is a wholly owned subsidiary of the APS Benefits Group Ltd.

Earn up to 4.00%* interest p.a. with APS Notes over a 12 or 24 month term.

Whether you are a member of the APS Benefits Group or not, you can invest with APS Savings Ltd.

Complete the online application process or read and print the Prospectus by clicking here (there is an Application Form in the Prospectus document).

You can also obtain a hard copy of the Prospectus by contacting us on 1300 131 809 during office hours.

The Australian Securities & Investments Commission ("ASIC") has produced an investor guide 'Investing in Unlisted Debentures and Unsecured Notes' to help investors to understand and use the disclosure benchmarks and promote informed decision making. This guide can be downloaded by clicking here or available from our office at 440 William Street, West Melbourne Victoria 3003.

Interest Rates

Earn interest on a 31 day Notice of Withdrawal account. You can also earn interest on a 6 month, 12 month or 24 month fixed term. Minimum investment is $100.

To view current interest rates, please download the Current Interest Rate Card.

APS Savings offers an added advantage that many financial institutions do not offer. Interest is added to your investment monthly, and on maturity. This gives you an even higher return.

Feel free to forward this information to any family, friends and work colleagues that may be interested. They are also eligible to use this service.

Terms and Conditions

Follow this link to review the Terms and Conditions and download the Prospectus.

Download the latest Quarterly Directors Certificate.

Download the latest Half Yearly Report.

Download the latest Annual Report.

Find out More

If you would like more information about Savings & Investments, please call 1300 131 809 or contact us by completing the form below.

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This is not a bank product, it is an unlisted deposit note. No independent assessment has been made about the risk to investors losing any of their principal investment. Applications for deposit notes can only be made on the Investment Application Form which accompanies the prospectus issued by APS Savings Ltd. Please read the prospectus carefully before deciding whether to make an investment.